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Category: Personal Finance

7 Reasons You Should Have An Emergency Fund

7 Reasons You Should Have An Emergency Fund

You will find that nearly every personal finance blogger and financial expert you speak to will recommend that you have an Emergency Fund. Your parents or friends have also probably told you to put away money for a “rainy day”. That’s because it is a great idea. Usually it will be a dollar figure that represents your expenses over a period of time. Sometimes it is simply a number that makes you feel comfortable knowing it is there if you…

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What is Financial Freedom?

What is Financial Freedom?

Financial Freedom can mean many things to many different people. For me, I want to get to point where I can wake up in the morning at whatever time I please without having to worry what time the bus or train is coming, what meetings I have today or reports I need to prepare. I want to make my coffee and go for a walk or read book without having to think about when I am being paid next and what…

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Net Worth vs Self Worth

Net Worth vs Self Worth

Just a quick note – something I wanted to share and will no doubt write some more about in the future. As personal finance bloggers we are compelled to write about ways and means of increasing our Net Worth. There are many blog posts with fantastic ideas for side hustles, money saving tips and investment ideas, however there is not so much mention of the idea of Self Worth. I am certainly not implying that I have read anything that…

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