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Category: Investing

My Product Review of Raiz – The Micro-investing & Rewards App

My Product Review of Raiz – The Micro-investing & Rewards App

Updated November 2018 You can read my original review of Acorns here. For all of those who are unaware, Acorns Australia has re-branded to Raiz Investments. The re-brand came about after the venture split with is US based parent company. You can read about it here on the Smart Company website. It is still the same great investing platform that I have had really enjoyed being part of and would recommend to all my friends and family as a simple way to…

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Don’t Panic! How To Hold Your Nerve When The Market Drops

Don’t Panic! How To Hold Your Nerve When The Market Drops

So you’ve taken the smart route to wealth and decided to invest, good for you! You have probably been reading personal finance blogs for some time and also read some of the personal finance books (like Scott Pape’s The Barefoot Investor – The Only Money Guide You’ll Ever Need), so my guess would be you will probably have decided to invest in an index fund or ETF, or maybe you have just started out and signed up to Acorns! Well…

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Invest or pay off debt

Invest or pay off debt

It is a question you often here around the personal finance traps, and the answers are as diverse as us ourselves. The truth is, as in all areas of personal finance, the answer is… personal! There are so many factors involved, there is no absolute right answer. If we were robots on the other hand, of course there would be – if the compounded rate of return on your potential investment was guaranteed to be higher than the interest you…

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Product Review: Acorns

Product Review: Acorns

This article has been updated December 2017. Fintech is playing a big part in the future of personal finance. Although the basics of investing remain the same and always likely will, the advent of apps such Acorns have changed the landscape of investing. Acorns will probably not appeal to a serious investor, (for some reason I can’t see Warren Buffett opening an account) however it has really done a great job reaching out to a group of individuals that otherwise…

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