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Category: Family

8 Simple Steps To Create Your Family Values

8 Simple Steps To Create Your Family Values

Family values are guidelines that shape how you want your family to live. They provide a foundation for decision-making, help navigate awkward situations, and guide young people to make thoughtful choices. Most importantly, they help create the strong family bond we all wish for. If you don’t already have family values in place, don’t worry—it’s never too late to start! This article will guide you through creating your own set of values and provide inspiration to get started. Types of…

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An Introduction to Emergency Funds

An Introduction to Emergency Funds

What is an Emergency Fund? An Emergency Fund in simple terms is a lump of money that you keep aside to use in case of emergencies. It is a “peace of mind” account. It is money you put away for a “rainy day”. It gives you the comfort to know that is something drastic happens and all of a sudden you need a sum of money it is sitting there waiting. Unfortunately life does throw curve balls every now and…

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50 Cheap And Fun Activities To Do With Your Kids

50 Cheap And Fun Activities To Do With Your Kids

Let’s face it, it’s easy to fall into the trap of spending lots of money trying to provide entertainment for your kids in this day and age. I remember when my parents would pretty much open the front door and say “Be home before before dark, don’t get it trouble” and leave us to make our own fun (maybe not viable today but there is merit to this). However these days just going to the movies almost requires you to…

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6 Great Reasons You Should Start Meal Planning Now

6 Great Reasons You Should Start Meal Planning Now

Food plays a huge part in our lives. Of course it provides nourishment, but beyond that can bring love, joy and happiness to a family. For some it will be fond memories of large family gatherings with copious amounts of food, stuffing yourself silly. For others it may be the joy of teaching our kids to cook pancakes on the weekend. On the flip side it can also be the cause of stress and take up considerable amounts of our time. As a father who cooks I quickly learned how important being prepared can be, particularly the evening meal. Meal planning can help solve the age old question many parents have heard around 4-5pm… “What’s for dinner?”

6 Travel Budget Tips and Spreadsheet Template

6 Travel Budget Tips and Spreadsheet Template

Travel is always something that I will budget to save for, no matter how tight money may be. You do not need to spend thousands of dollars or to be rich to enjoy a family holiday and the life experience and bonding that come with it. To help you design your family holiday budget I have uploaded the TSD Travel Budget spreadsheet to my downloads page. This is the spreadsheet that I use when I am planning my family holidays…

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What is Financial Freedom?

What is Financial Freedom?

Financial Freedom can mean many things to many different people. For me, I want to get to point where I can wake up in the morning at whatever time I please without having to worry what time the bus or train is coming, what meetings I have today or reports I need to prepare. I want to make my coffee and go for a walk or read book without having to think about when I am being paid next and what…

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Net Worth vs Self Worth

Net Worth vs Self Worth

Just a quick note – something I wanted to share and will no doubt write some more about in the future. As personal finance bloggers we are compelled to write about ways and means of increasing our Net Worth. There are many blog posts with fantastic ideas for side hustles, money saving tips and investment ideas, however there is not so much mention of the idea of Self Worth. I am certainly not implying that I have read anything that…

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The Spreadsheet Dad Origin Story

The Spreadsheet Dad Origin Story

As a child I never really thought about money, seemingly I had everything I needed, I never wanted for anything. My parents were low income earners and worked hard to ensure there was also a roof over our head, clothes on our back and food in our cupboard. I learnt a great deal from my parents in regards to hard work and providing for your family, however I always knew that I did not want to be like my parents,…

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Welcome to The Spreadsheet Dad

Welcome to The Spreadsheet Dad

Like many of you reading this post I dream of becoming financially free, in fact you could probably say I obsess over it!