8 Simple Steps To Create Your Family Values

8 Simple Steps To Create Your Family Values

Family values are guidelines that shape how you want your family to live. They provide a foundation for decision-making, help navigate awkward situations, and guide young people to make thoughtful choices. Most importantly, they help create the strong family bond we all wish for. If you don’t already have family values in place, don’t worry—it’s never too late to start! This article will guide you through creating your own set of values and provide inspiration to get started. Types of…

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My Product Review of Raiz – The Micro-investing & Rewards App

My Product Review of Raiz – The Micro-investing & Rewards App

Updated November 2018 You can read my original review of Acorns here. For all of those who are unaware, Acorns Australia has re-branded to Raiz Investments. The re-brand came about after the venture split with is US based parent company. You can read about it here on the Smart Company website. It is still the same great investing platform that I have had really enjoyed being part of and would recommend to all my friends and family as a simple way to…

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Book Review: Rich Dad Poor Dad – Robert Kiyosaki

Book Review: Rich Dad Poor Dad – Robert Kiyosaki

Rich Dad Poor Dad was the first personal finance book I read, it also happens to be one of the most popular personal finance books ever written, having sold 32 million copies (at the time of publishing this article). In the book author Robert Kiyosaki recounts the entertaining stories from his childhood, right through to adulthood and along the way points to the lessons from his two ‘Dads’. The two ‘Dads’ being his Rich Dad, who is actually his friends…

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Don’t Panic! How To Hold Your Nerve When The Market Drops

Don’t Panic! How To Hold Your Nerve When The Market Drops

So you’ve taken the smart route to wealth and decided to invest, good for you! You have probably been reading personal finance blogs for some time and also read some of the personal finance books (like Scott Pape’s The Barefoot Investor – The Only Money Guide You’ll Ever Need), so my guess would be you will probably have decided to invest in an index fund or ETF, or maybe you have just started out and signed up to Acorns! Well…

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My Review of The Barefoot Investor – The Only Money Guide You’ll Ever Need

My Review of The Barefoot Investor – The Only Money Guide You’ll Ever Need

Scott Pape has been voted “Australia’s most trusted finance expert.” He’s the money guy for Channel Seven and Triple M, and writes two weekly national newspaper columns. He has advised AFL and NRL teams about money, and consults to the Australian government on financial education in schools. Scott lives on a farm in country Victoria with his wife, two sons and three dogs. Source: https://barefootinvestor.com/about/ Scott Pape is a well known and trusted personality in Australian finance. His third book “The…

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How You Can Smash Your Debt With These 3 Easy Tricks

How You Can Smash Your Debt With These 3 Easy Tricks

Just like football, meat pies, kangaroos and Holden cars, debt seems to be a national past time in Australia. According to the Australian Bureau of Statistics 74% of Australians held debt in 2016, with the most common type being credit card debt. Whilst the trend shows the percentage of households in debt has not changed a great deal in the last ten years the average amount has almost DOUBLED. However all is not lost, we as a collective have the…

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An Introduction to Emergency Funds

An Introduction to Emergency Funds

What is an Emergency Fund? An Emergency Fund in simple terms is a lump of money that you keep aside to use in case of emergencies. It is a “peace of mind” account. It is money you put away for a “rainy day”. It gives you the comfort to know that is something drastic happens and all of a sudden you need a sum of money it is sitting there waiting. Unfortunately life does throw curve balls every now and…

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7 Side Hustles You Can Start Today

7 Side Hustles You Can Start Today

This article is a follow-on from An Introduction to Side Hustles. The introduction post was designed to provide an insight to someone new to Side Hustles and how they can be beneficial to achieving financial independence. With this article I want take it one step further and create a list of potential side hustles for you to explore. In future posts I will build on this with a more in-depth review on some of these. You will notice that the list is…

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An Introduction to Side Hustles

An Introduction to Side Hustles

A side hustle is a way to make some extra cash from a source other than your main income. A side hustle can come in many forms, a part time job, selling stuff on eBay or Etsy, online surveys, driving for Uber, starting a blog or many others. In fact if you have a hobby or a talent there is more than likely a way you can monetize it to earn some extra cash. Why start a side hustle? There…

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Invest or pay off debt

Invest or pay off debt

It is a question you often here around the personal finance traps, and the answers are as diverse as us ourselves. The truth is, as in all areas of personal finance, the answer is… personal! There are so many factors involved, there is no absolute right answer. If we were robots on the other hand, of course there would be – if the compounded rate of return on your potential investment was guaranteed to be higher than the interest you…

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